Michael Mccloskey's Videos

Additional Loss Control Measures

Total Running Time: 09:02

Loss Prevention, Loss Reduction, Loss Transfers, Separation

Additional Loss Control Measures

Are You Less Than Zero?

Total Running Time: 10:34

budgets, net worth

Are You Less Than Zero?

Auto Purchases

Total Running Time: 06:48

depreciation, Gas mileage, maintenance

Auto Purchases

Automobile Loss Exposures

Total Running Time: 15:04

Auto Insurance, bodily injury, Part A, Part B, property damage

Automobile Loss Exposures

Automobile Loss Exposures

Total Running Time: 16:44

collision, comprehensive, compulsory

Automobile Loss Exposures

Benefits

Total Running Time: 13:53

contributory, income taxes, non contributory

Benefits

Bonds

Total Running Time: 07:13

coupon rate, discount, junk bonds, par value

Bonds

Buying a Car

Total Running Time: 09:38

car buying, depreciation, smart buying

Buying a Car

Buying or Renting a House

Total Running Time: 08:10

down payment, equity, title insurace

Buying or Renting a House

Capital Gains and Other Taxes

Total Running Time: 03:55

assets, beer liquor, Capital Gains, Real estate tax

Capital Gains and Other Taxes

Captives

Total Running Time: 05:58

ASO, Insurance Law, Insurance Premium, State Law, Stop Loss, TPA

Captives

Cost of Risk

Total Running Time: 03:06

expected cost of loss, residual uncertainty

Cost of Risk

Credit and Credit Cards

Total Running Time: 13:22

Credit, credit cards, interest rates

Credit and Credit Cards

Credit and Credit Cards

Total Running Time: 12:00

cash advacne, grace period, interest rates

Credit and Credit Cards

Credit Scores

Total Running Time: 06:30

credit bureau, credit reports, credit score, loan

Credit Scores

Credit Scores

Total Running Time: 07:30

bankruptcy, credit bureau, scrit history

Credit Scores

Defined Benefit Pensions

Total Running Time: 05:13

defined benefit, investment risk, retirement formula

Defined Benefit Pensions

Defined Contribution Plans

Total Running Time: 10:12

401K, defined contribution, rollover

Defined Contribution Plans

Disability Insurance

Total Running Time: 07:03

Disability, elimination period, long term disability, LTD, short term disability, social security, STD

Disability Insurance

Enterprise Risk Management

Total Running Time: 09:39

Financial Risks, Silo, SWAT

Enterprise Risk Management

Estate Planning

Total Running Time: 07:03

Executor, heir, will

Estate Planning

Estate Planning and Wills

Total Running Time: 07:55

codicil, estate, Executor, lawyer, probate, will

Estate Planning and Wills

Federal Income & Other Taxes

Total Running Time: 07:18

Capital Gains, progressive tax, tax bracket

Federal Income & Other Taxes

Federal Income Taxes

Total Running Time: 10:29

active income, adjusted income, Deductions, exemptions, federal taxes, progressive tax, taxes

Federal Income Taxes

Filing a Tax Return

Total Running Time: 08:22

Credits, Deductions, exemptions

Filing a Tax Return

Financial Planning Process

Total Running Time: 08:10

carreer, life cycle, time horizon

Financial Planning Process

Financing College Non-Loans

Total Running Time: 05:46

529, eductional expenses, FAFSA, family contribution, scholarships, student aide

Financing College Non-Loans

Flexible Spending Accounts

Total Running Time: 04:56

forfeit, FSA, use it or lose it

Flexible Spending Accounts

Group Insurance

Total Running Time: 06:03

discounts, Group underwriting, individual underwriting

Group Insurance

Health Insurance

Total Running Time: 18:40

consumer directed, hmo, indemnity

Health Insurance

Homeowners & Renters Insurance

Total Running Time: 09:43

coinsurance clause, face amount, replacement cost

Homeowners & Renters Insurance

Identify Loss Exposure and Categories

Total Running Time: 05:48

flow chart, loss exposure, peril, walk-arounds

Identify Loss Exposure and Categories

Insurance Policy Provisions

Total Running Time: 15:09

concealment, Misrepresentation, subrogation

Insurance Policy Provisions

Introduction to Risk

Total Running Time: 04:08

certain, Loss, possible, probability, Pure risk

Introduction to Risk

Investment Risks

Total Running Time: 09:39

diversification, exchange rate, liquidity

Investment Risks

Investment Strategies

Total Running Time: 10:36

early years, golden years, herd behavior, house money

Investment Strategies

Investments

Total Running Time: 03:36

lending, securities, speculation

Investments

IRA and 401k

Total Running Time: 08:26

401K, IRA, rollover

IRA and 401k

Liability

Total Running Time: 13:13

damages, lawsuit, Liability, Negligence

Liability

Liability Loss Exposures

Total Running Time: 17:07

bodily injury, damages, Liability, Negligence, property damage, res ipsa loquitor

Liability Loss Exposures

Life Insurance

Total Running Time: 10:20

term life, variable life, whole life

Life Insurance

Measuring Your Financial Worth

Total Running Time: 10:26

debt ratio, liquidity, savings ratio

Measuring Your Financial Worth

Moral & Morale Hazard

Total Running Time: 06:16

dishonesty, Fraud, insurance, moral hazard, Morale Hazard

Moral & Morale Hazard

Mutual Funds

Total Running Time: 08:24

diversification, index fund, load fund

Mutual Funds

Net Income and Personnel Loss Exposures

Total Running Time: 04:26

business interruption, net income loss

Net Income and Personnel Loss Exposures

Obama Care

Total Running Time: 05:26

Affordable Care Act, dependents, individual mandate, Obama Care

Obama Care

Pension Plan Rules

Total Running Time: 09:45

ERISA, retirement age, vesting

Pension Plan Rules

Pensions

Total Running Time: 09:58

defined benefit, defined contribution, retirement age

Pensions

Pet Insurance

Total Running Time: 04:43

insurance, pet insurance, premiums

Pet Insurance

Property Loss Exposures

Total Running Time: 06:24

bailee, personal property, real property

Property Loss Exposures

Pure vs. Spec & Static vs. Dynamic & Subjective vs. Objective

Total Running Time: 10:43

dynamic risk, objective risk, Pure risk, speculative risk, static risk, subjective risk, uncertainty

Pure vs. Spec & Static vs. Dynamic & Subjective vs. Objective

Retirement Planning Steps

Total Running Time: 06:23

Retirement Planning Steps

Risk Control and Avoidance

Total Running Time: 08:11

avoidance, cost benefit analysis, legacy cost, opportunity cost, Risk Control

Risk Control and Avoidance

Risk Financing

Total Running Time: 08:20

Bermunda, captive, Cayman Islands, hard market, RiskTransfer, True Risk

Risk Financing

Risk Management Decision Making Process

Total Running Time: 05:02

history, insurance, Wayne Snider

Risk Management Decision Making Process

Security Deposits

Total Running Time: 08:32

households, housing, rental use of home, security deposit

Security Deposits

Self Insurance

Total Running Time: 13:01

Hold Harmless, retention, Risk Transfer, self insurance

Self Insurance

Smart Buying

Total Running Time: 02:38

auto, negotiate, want vs need

Smart Buying

Social Security

Total Running Time: 17:02

Donut Hole, FICA, Medicare, Retirement

Social Security

Social Security Taxes

Total Running Time: 10:13

Medicare, old-age, pay as you go

Social Security Taxes

Sources and Factors of Risk

Total Running Time: 08:42

direct losses, risk factors

Sources and Factors of Risk

Stocks

Total Running Time: 11:54

bear market, blue chip, bull market, dow jones

Stocks

Student Loans

Total Running Time: 08:23

banckruptcy, college debt, deferrement, fereal perkins loan, forebearance, grace period, repayment, subsidized loan

Student Loans

Time Value of Money

Total Running Time: 07:33

future value, interest rate, present value, time value of money

Time Value of Money

Time Value of Money

Total Running Time: 10:56

compound interest, future value

Time Value of Money

Unemployment

Total Running Time: 04:00

payroll tax, stabilize economy

Unemployment

Vesting

Total Running Time: 06:35

5 year cliff, 7 year grade, vesting

Vesting

Workers Compensation

Total Running Time: 14:21

Absolutely Liable, Experience Rated, Suspicious Claims

Workers Compensation